New Hampshire Retirement System, which provides retirement benefits for police, firefighters, teachers, and state and municipal employees, is only 67 percent funded. Since it is not funded, the political community (foxes in the hen house?) wants taxpayers to make up the difference.

Medical costs have inflated however, health care subsidies are not guaranteed under union collective bargaining. In New Hampshire, the state also pays 35 percent of the employer contribution for police, firefighters and teachers, so leaving the system for a defined contribution system means losing the state subsidy.

Many other states are switching from pension plans to defined contribution systems to prevent shortfall and gouging the taxpayers pockets.

Left unchecked, high property and state taxes will eventually cripple the state by making New Hampshire too expensive for businesses to operate in, and for homeowners, too expensive to live in.